Interests Rates & Home Ownership Rates
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| Mortgage | [wikipedia] a loan obtained through the conveyance of property as security. |
| Interest Rate | [dictionary] The percentage of a loan that is charged as interest by the lender to the borrower, expressed as an APR (annual percentage rate) of the remaining loan |
| Term | [mtgprofessor] the number of years to pay back the loan |
| Adjustable Rate Mortgage | [investopedia] An adjustable-rate mortgage is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan |
| Fixed Rate Mortgage | [bankrate] A mortgage in which the interest rate remains fixed for the length of the term |